Personal Savings
A traditional savings account requires a $100 deposit to open.
- No low balance fee if a minimum daily balance of $200 or more is maintained or the account has a linked Overdraft Avoidance Sweep service agreement; otherwise, a low balance fee of $3 per month applies
- The first 2 monthly withdrawal transactions are free. Each additional withdrawal transaction per month will incur a $3 excessive transaction fee.
- Accrues interest if the minimum daily balance for the month is at least $100
- Interest is compounded and credited to the account monthly
As savings account for customers under the age of 21
- No minimum deposit to open
- No maintenance fee regardless of the balance
- Accrues interest if the minimum daily balance for the month is at least $25
- Interest is compounded and credited to the account monthly
- On the account holder’s 21st birthday, the account must be converted to a Personal Savings Account
An interest-bearing, limited transaction account that can be opened with a deposit of $2,500
- No balance requirement fee, if the minimum daily balance maintained, is $2,500 or greater; otherwise, a balance requirement fee of $10 per month applies
- Tiered interest is paid on minimum daily balances of $2,500 or greater
- Accounts with more than 6 debits per month will be subject to an excessive transaction fee of $6 per debit in excess of 6 per month
- Monthly statements
- eStatements
See if an IRA is right for you.
- We offer both traditional and ROTH IRA certificates of deposit with terms from 6 months to 5 years.
- Talk to your Customer Service Representative for assistance in setting up your IRA account.
- We offer CDs with fixed interest rates at varying maturities to meet your savings needs, from 7 days to 60 months.
- CDs with maturities of 12 months or less require a deposit of $500 to open.
- CDs with maturities of more than 12 months require a deposit of $1,000 to open.
- Talk to your Customer Service Representative for complete information on the many options available.